Supreme Court · 2022 INSC 745 · Decided 25 July 2022

Sharda Associates v. United India Insurance Company LTD

Court
Supreme Court of India
Citation
2022 INSC 745 · [2022] 7 S.C.R. 548
Case number
CIVIL APPEAL No. 4910/2022
Decided
25 July 2022
Bench
D.Y. CHANDRACHUD, A.S. BOPANNA (2-judge bench)
Outcome
Appeal(s) allowed
Case type
Civil
Acts & sections cited
Consumer Protection Act Section 21(b)

Headnote

Consumer Protection - Insurance claim - Deficiency in service - Insurance Policy - Interpretation of - Appellant insured JCB Excavator with respondent for Insured Declared Value of Rs 13.50 lakhs - While the excavator was being used for road road gave way due to which the excavator fell into a deep ditch resulting in death of two people and total loss of the excavator - Appellant filed for insurance claim - Respondent repudiated the claim on ground that overturning of the excavator was not covered in terms of the policy

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