Supreme Court · 2026 INSC 793 · Decided 4 August 2026

National Insurance CO. LTD. v. SMT. Thungala Dhana Laxmi & ORS.

Court
Supreme Court of India
Citation
2026 INSC 793 · [2026] 8 S.C.R. 284
Case number
CIVIL APPEAL No. 14369/2025
Decided
4 August 2026
Bench
SANJAY KAROL, PRASHANT KUMAR MISHRA (2-judge bench)
Case type
Civil
Acts & sections cited
Motor Vehicles Act Section 146

Headnote

Issue arose as regards the lack of compliance of s.146 of the Motor Vehicles Act, 1988 which requires all vehicles to have a valid insurance policy covering third-parties; whether there should be a uniform motor-vehicle policy structure covering all occupants of to the statutorily mandated coverage of third- party risks; whether the High Court rightly allowed the appeal filed by the respondents-claimants holding that the policy in question was a comprehensive policy and would cover the owner of the vehicle as well, who was travelling in the car as a

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